A comparative study on the performance and efficiency of financial conglomerates and universal banks in the Philippines from years 2000 to 2007
Date of Publication
2009
Document Type
Bachelor's Thesis
Degree Name
Bachelor of Science in Commerce Major in Management of Financial Institutions
Subject Categories
Finance and Financial Management
College
Ramon V. Del Rosario College of Business
Department/Unit
Financial Management
Thesis Adviser
Ruben Carlo O. Asuncion
Defense Panel Chair
Alfredo M. Santoyo
Defense Panel Member
Steven Lim
Leila Kabigting
Abstract/Summary
Due to the 1998 financial crisis the Philippne banking industry suffered. The Bangko Sentral ng PIlipinas (BSP) encourages financial institutions specifically bank to have merger and acquisition to expand their capital to improve efficiency and performance. Thus, this paper analyzes the cost efficiency and performance based on ROE, ROA, and net interest margin of Philippine financial conglomerates and universal banks. The researchers would like to find if conglomerates are cost efficient and have higher performance ratio than their competing universal banks. The output and cost of financial conglomerates and universal banks will be compared to indicate which one is more cost efficient and have higher performance in terms of ROA, ROE and net interest margin. It would also indicate if there is a need to encourage the financial institutions to provide services other than their traditional ones, such as the FC which offers a variety of financial services to their customers.
Abstract Format
html
Language
English
Format
Accession Number
TU17160
Shelf Location
Archives, The Learning Commons, 12F, Henry Sy Sr. Hall
Physical Description
70 leaves : illustrations
Keywords
Banks and banking--Philippines; Conglomerate corporations--Philippines; Consolidation and merger of corporations--Philippines; Universal banks--Philippines
Recommended Citation
Balmes, A. M., Lansang, M. G., Ledesma, J. M., & Velez, T. M. (2009). A comparative study on the performance and efficiency of financial conglomerates and universal banks in the Philippines from years 2000 to 2007. Retrieved from https://animorepository.dlsu.edu.ph/etd_bachelors/18506