Establishing the relationship between rural bank efficiency and regional economic performance for the years 2000-2009
Date of Publication
2011
Document Type
Bachelor's Thesis
Degree Name
Bachelor of Science in Commerce Major in Management of Financial Institutions
Subject Categories
Finance and Financial Management
College
Ramon V. Del Rosario College of Business
Department/Unit
Financial Management
Thesis Adviser
Kashmir Ibanez
Defense Panel Member
John Paolo Rivera
Ma. Concepcion Latoja
Dante Sy
Abstract/Summary
Rising disparity in per capita incomes and economic activity between and among the regions has been a growing concern for economic development. Growth and development has been concentrated in the urban areas while the rural economy is lagging behind, unable to experience the impacts of a growth in national output. Inadequate access to financial services by the rural population is considered as one of the culprits for this rising inequality, which links the importance of the rural banks in the regional economic development. Better access to financial services of the rural dwellers positively impacts their economic welfare. If rural financial markets function properly, the overall result is an improvement in the allocation of resources and higher growth of the rural economy a more dynamic integration of urban and rural markets and lessened effects of marginalization and inequality. Grounded on the proposition that inefficiency resulting from the intermediation function of the rural banks contributes positively to regional economic performance, we establish the contributory impact of rural banking functions to economic performance. The results showed that the number of rural bank branches resulting to efficiency in pooling savings and efficiency in allocating deposits for productive loans contribute positively to the welfare of the population within the region.
Abstract Format
html
Language
English
Format
Accession Number
TU21716
Shelf Location
Archives, The Learning Commons, 12F, Henry Sy Sr. Hall
Physical Description
67 leaves
Keywords
Banks and banking--Philippines; Economic development--Philippines; Rural development--Philippines
Recommended Citation
Dayao, C., Ocampo, O., Tan, E., & Villanueva, N. (2011). Establishing the relationship between rural bank efficiency and regional economic performance for the years 2000-2009. Retrieved from https://animorepository.dlsu.edu.ph/etd_bachelors/18377
