Bank diversification and its impact on bank performance: Evidence from tiger cub economies
Date of Publication
2015
Document Type
Bachelor's Thesis
Degree Name
Bachelor of Science in Commerce Major in Management of Financial Institutions
Subject Categories
Finance and Financial Management
College
Ramon V. Del Rosario College of Business
Department/Unit
Financial Management
Thesis Adviser
Edralin C. Lim
Defense Panel Member
Joe Santos Bisquera
Dennis James Chan
Erwin Vibora
Abstract/Summary
This study investigated the effect of diversification on the performance of selected top banks from the tiger cub economies which are the Philippines, Indonesia, Thailand, Malaysia, from the years 2009 to 2013. We defined diversification, total assets were classified into total loans and total assets in financial investments total loans were classified further into corporate loans and non-corporate loans. This research paper used a Herfindahl-Hirschman index to calculate for focus which is the inverse function of diversification. We also employed nonlinear regression and the fixed effect model for endogeneity of data. Our results suggested that loan diversification is associated positively with bank performance (increase bank returns) while asset diversification is associated negatively with bank performance (Turkmen, Yigit, 2012)
Abstract Format
html
Language
English
Format
Accession Number
TU21695
Shelf Location
Archives, The Learning Commons, 12F, Henry Sy Sr. Hall
Physical Description
91, [37] leaves : illustrations
Keywords
Banks and banking--Southeast Asia--Case studies; Finance--Southeast Asia--Case studies; Diversification in industry--Southeast Asia
Recommended Citation
Chua, G. S., Montilla, J. R., Ramos, M. L., & Surposa, J. V. (2015). Bank diversification and its impact on bank performance: Evidence from tiger cub economies. Retrieved from https://animorepository.dlsu.edu.ph/etd_bachelors/18370