A comparison in the efficiency and profitability performance of bank-managed and insurance company-managed conglomerates
Date of Publication
2006
Document Type
Bachelor's Thesis
Degree Name
Bachelor of Science in Commerce Major in Management of Financial Institutions
Subject Categories
Finance and Financial Management
College
Ramon V. Del Rosario College of Business
Department/Unit
Financial Management
Thesis Adviser
Lawrence T. Co
Defense Panel Member
Neriza M. Delfino
Abstract/Summary
The study compared the financial performance of the bank-managed and insurance company-managed financial conglomerates in terms of their efficiency and profitability from 1995 to 2004. for efficiency, the cost-to-asset ratio and the efficiency ratio were used. On the other hand, return on asset (ROA) and return on equity (ROE) were utilized for profitability. Using the statistical software Ph Stat, the results of the t-test revealed that there were no significant differences in the efficiency ratio and ROE of the two groups. However, when it comes to cost-to-asset ratio and ROA, significant differences existed. It was found out that bank-managed financial conglomerates were more efficient during the ten-year period whereas the insurance company-managed financial conglomerates were more profitable. In addition, the study also provided an overview of the status of financial conglomerates in the Philippines and their supervision.
Abstract Format
html
Language
English
Format
Accession Number
TU21245
Shelf Location
Archives, The Learning Commons, 12F, Henry Sy Sr. Hall
Physical Description
87, [55] leaves : ilustrations (some color)
Keywords
Conglomerate corporations--Philippines; Business enterprises--Finance
Recommended Citation
Hui, K. S., Liao, B. C., Ong Keh, S. A., & Viacrusis, J. A. (2006). A comparison in the efficiency and profitability performance of bank-managed and insurance company-managed conglomerates. Retrieved from https://animorepository.dlsu.edu.ph/etd_bachelors/18338
