Multipath Analysis on the Determinants of Financial Well-being: The Roles of Investment Knowledge, Investment Decision-Making, and Risk Perception

Proponent/s Name/s (Last Name, First Name, Middle Initial)

• Rom Diandra S. Catli, Philippine School BahrainFollow
• Anne Kirsten R. Brosas, Philippine School BahrainFollow

Document Types

Paper Presentation

Research Theme (for Paper Presentation and Poster Presentation submissions only)

Entrepreneurship, Business Management, and the Organization (EBO)

School Name

Philippine School Bahrain

Track or Strand

Accountancy, Business, and Management (ABM)

Research Advisor (Last Name, First Name, Middle Initial)

Pelchona, Joe S.

Start Date

25-6-2026 10:30 AM

End Date

25-6-2026 12:00 PM

Zoom Link/ Room Assignment

Online - https://zoom.us/j/95274188371?pwd=bXhb7DQU3HQbLltdMsVaoT4A5iwGBr.1 Meeting ID: 952 7418 8371 | Passcode: research

Abstract/Executive Summary

The study examined the determinants of financial wellbeing through a multipath analysis focusing on the influence of investment knowledge, investment decision making and risk perception among OFW investors in Bahrain. It aimed to assess the impact of these factors in shaping an individual’s financial stability and security. A total of 72 OFW investors in Bahrain participated in the study. Moreover, the study employed a quantitative approach using descriptive, correlational, mediation and multiple regression analysis to analyze the data collected. The results revealed that the participants exhibited a moderate level of investment knowledge, moderate investment decision making, moderate risk perception and moderate financial wellbeing. Furthermore, it was revealed that investment knowledge and investment decisions significantly improve financial wellbeing, while risk perception has no significance and only partially mediates the relationship between investment knowledge and decision making. It is recommended that OFWs participate in investment seminars that discuss different investment sources, consult with certified financial advisors, involve family members in the decision-making process, analyze financial statements, study market conditions, diversify their asset allocation, set clear financial goals, and build an emergency fund.

Keywords

financial wellbeing; investment decision making; risk perception; investment knowledge

Initial Consent for Publication

yes

Statement of Originality

yes