Date of Publication
2021
Document Type
Bachelor's Thesis
Degree Name
Bachelor of Science in Management of Financial Institutions
Subject Categories
Finance and Financial Management
College
Ramon V. Del Rosario College of Business
Department/Unit
Financial Management Department
Honor/Award
Bronze Medal for Best in Thesis
Thesis Advisor
Junette Perez
Defense Panel Chair
Karina Romero
Defense Panel Member
Tommy Tiu
Soleil Baria
Abstract/Summary
The research is aimed to determine whether women empowerment can be quantified and manifested by using only secondary data from three microfinance institutions in the NCR and Region IV-A from the period of 1999 to 2018. Secondary data alone was tested since most studies that the researchers encountered approached the topic using a combination of primary and secondary data. Panel regression was used to give the viewers a rough visualization of the data that was obtained from the MIX market and STL decomposition using Loess was used in this study to be able to fill in the missing values in the data by representing it with a dot. In order to measure women empowerment by the use of secondary data, the retention rate was used to be a proxy variable for women empowerment, and panel data regression analysis using fixed effects was used to determine the significant variables. Results show that there are 3 significant variables which are Loans Outstanding Enterprise, Delinquency (1 Month), and Delinquency (More than 6 Months). Also, it shows that the 3 variables are negatively correlated with the retention rate. This paper would conclude that measuring women empowerment through microfinance is not a black and white approach since there are other factors that can possibly affect the results itself such as data insufficiency.
Abstract Format
html
Language
English
Format
Electronic
Physical Description
114 leaves, illustrations (some color)
Keywords
Microfinance--Philippines; Businesswomen--Philippines
Recommended Citation
Bala, B. D., Chu, C. Y., Chu, P. L., & Wee, D. S. (2021). Women empowerment through microfinance: Twenty year historical data analysis of selected microfinance institutions in NCR and CALABARZON. Retrieved from https://animorepository.dlsu.edu.ph/etdb_finman/8
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Embargo Period
6-10-2021
