Date of Publication

9-18-2021

Document Type

Bachelor's Thesis

Degree Name

Bachelor of Science in Applied Economics major in Financial Economics

Subject Categories

Economics

College

School of Economics

Department/Unit

Economics

Thesis Advisor

Paulynne J. Castillo
Roberto B. Raymundo
Joel Q. Tanchuco

Defense Panel Chair

Paulynne J. Castillo

Defense Panel Member

Roberto B. Raymundo
Joel Q. Tanchuco

Abstract/Summary

The promotion of financial access has been the objective of policymakers around the world since financial access promotes the usage of financial products and the allocation of resources through the accessibility of financial institutions. This research mainly contributes to the field by looking at the effects of financial access variables, namely the number of ATMs per 1,000km2 and the number of commercial bank branches per 1,000km2 on banking performance as proxied by commercial bank Return on Assets (ROA) and Return on Equity (ROE). The study employed panel data from 6 ASEAN countries, namely: Indonesia, Myanmar, the Philippines, Singapore, Thailand, and Vietnam. The period covered by the study is from 2004 to 2019. The panel data had undergone the following statistics tests Variance Inflation Factor Estimation (VIF), Panel Unit Root Test, Breusch-Pagan Test, Hausman’s Test, and the Panel Durbin-Watson Test to ensure the validity of the results. The researchers have determined that financial access has a significant and positive effect on banking performance in the ASEAN-6 region. Lastly, with the results of the study, the researchers present banking strategies that ASEAN commercial banks may implement in their banking systems.

Abstract Format

html

Language

English

Format

Electronic

Physical Description

109 leaves

Keywords

Financial institutions--Southeast Asia; Banks and banking--Southeast Asia

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Embargo Period

9-21-2023

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