Date of Publication

11-2019

Document Type

Master's Thesis

Degree Name

Master in Risk and Insurance Management

Subject Categories

Finance and Financial Management | Insurance

College

Ramon V. Del Rosario College of Business

Department/Unit

Financial Management

Thesis Adviser

Niño Datu

Defense Panel Chair

Rene Cuartero

Defense Panel Member

Soleil G. Baria
Joseph James F. Lago

Abstract/Summary

According to the Philippine Insurers and Reinsurers Association, there will be a lot of mergers and acquisitions that will happen in the future as the Paid Up Capital (PUC) will continue to increase until 2022. The possibility of mergers and acquisitions will lead to market concentration. However, Quiet-life hypothesis further argues that as the market concentration increases, the efficiency of the company decreases. The general objective of he study is to find out the determinants of the efficiency of non-life insurance companies in the Philippines. Secondary data on financial performance were collected from insurance companies from the period 2013 to 2017. The study will be a causal-predictive study and ill be focusing on the breadth of the factors affecting efficiency. The formulation of the variables was suggested by the Quiet-life hypothesis (QLH) which is an extension of the classical Industrial Organization theory, Structure-Conduct-Performance (SCP) theory. Another theory will be utilized to suggest for the micro-level financial variables named institutional theory.

Abstract Format

html

Language

English

Format

Electronic

Accession Number

CDTG007426

Keywords

Insurance companies—Philippines; Insurance—Finance

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Embargo Period

9-21-2022

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