Loan loss methodology redefined: A mechanism to promote sound credit risk management in ABC Savings Bank
Date of Publication
2016
Document Type
Master's Thesis
Degree Name
Master of Business Administration
College
Ramon V. Del Rosario College of Business
Department/Unit
Decision Sciences and Innovation
Thesis Adviser
Raymund B. Habaradas
Defense Panel Chair
Rachel A. Quero
Defense Panel Member
Pia Redempta T. Manalastas
Ana Liza Asis-Castro
Abstract/Summary
This integrative action research aimed to redefine the loan loss methodology of ABC Savings Bank to merit a sound credit risk management. This paper aimed to address the safety of bank with proper allocation of provision to absorb possible losses because of bad loans and seemingly good loans that will later prove to be uncollectible.
A research team consisting of the risk officers and credit policy officers was formed to explore the issues and come up with interventions to improve the current loan loss methodology. Collaboration helped the team to determine interventions to address the issue. Two full cycles of action research were completed to come up with the best potential solution to resolve the issue. Scheins types of inquiry and Reason and Torberts three voices and audiences were used in data generation. The BSP Framework on Sound credit Risk Management and 5Cs of Credit Risk Analysis were adopted to strengthen credit risk management practices of the bank.
This research reminded us that learning never ends, henceforth we still continue to improve our processes to provide the bank comprehensive credit risk management.
Abstract Format
html
Language
English
Format
Electronic
Accession Number
CDTG006733
Shelf Location
Archives, The Learning Commons, 12F Henry Sy Sr. Hall
Physical Description
1 computer optical disc ; 4 3/4 in.
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Recommended Citation
Sarmiento, C. T. (2016). Loan loss methodology redefined: A mechanism to promote sound credit risk management in ABC Savings Bank. Retrieved from https://animorepository.dlsu.edu.ph/etd_masteral/5207