BPI Express Card Corporation: Subsidiary of the Bank of the Philippine Islands strategic management study

Date of Publication

1997

Document Type

Oral Comprehensive Exam

Degree Name

Master of Business Administration

Subject Categories

Business Administration, Management, and Operations

College

Ramon V. Del Rosario College of Business

Department/Unit

Decision Sciences and Innovation

Abstract/Summary

THE INDUSTRY

BPI Express Credit Card Corporation, a subsidiary of the Bank of the Philippine Islands falls under the financial service industry. This industry is a composite of different organizations catering to the needs of individuals and business entities for the management of monetary affairs.

In the financial services industry, commercial banks constitute the core of a nations financial system. They are the depositors for the funds of numerous individuals, business units, and the government. Through their lending and investing activities they provide substantial financing to all major sectors of the economy: the household, the business, and the government. By extending credits to these segments of the economy, they facilitate the flow of goods and services from producers to consumers and affect the financial activities of the government.

The Philippine financial system is divided into three (3) major sectors namely: 1) banks, 2) Non-Bank Financial Intermediaries (NBFIs) and 3) Non-Bank Thrift Institutions.

Banks are further classified into four (4) types, viz.: commercial banks, thrift banks, specialized government banks, and rural banks. Non-bank financial intermediaries on the other hand is subdivided into two (2), namely NBFIs with quasi-banking function (investment houses, financing companies) and other non-bank financial intermediaries such as investment companies, lending investors, pawnshops and the like. Lastly, non-bank thrift institutions are classified into two (2) viz.: nonstick savings and loan association, mutual building and loan associations.

Abstract Format

html

Language

English

Format

Print

Accession Number

OCE0236

Shelf Location

Archives, The Learning Commons, 12F Henry Sy Sr. Hall

Physical Description

137 leaves ; 28 cm.

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