Microinsurance as it moderates the impact of coping strategies on poverty levels

Date of Publication

2014

Document Type

Bachelor's Thesis

Degree Name

Bachelor of Science in Applied Corporate Management

College

Ramon V. Del Rosario College of Business

Department/Unit

Business Management

Honor/Award

Awarded as best thesis, 2014

Thesis Adviser

Benito L. Teehankee

Defense Panel Chair

Marissa Marasigan

Defense Panel Member

Pia Redempta T. Manalastas

Abstract/Summary

With an environment continuously suffering, the occurrence of natural calamities has been increasing in number and magnitude in the recent years. Being plagued with the recent Typhoon Yolanda, this study proved to be relevant, timely, and nationally significant. The study tapped on the effectivity of microinsurance payouts on poor households in relation to the various coping strategies they have adopted. It sought to discover whether the presence of such microfinance service would help reduce poverty in the country given a households particular poverty level.

The researchers tested the significance of these variables by administering survey questionnaires and conducting structured interviews to 29 insured households and 29 uninsured households. Findings showed that microinsurance helped mitigate the coping strategies used by households, thereby causing them to adopt a higher number of positive coping strategies as opposed to uninsured respondents. The improvement, however, was found to be limited to those households under the moderate poor and vulnerable non-poor categories, giving the connotation that the presence of microinsurance alone cannot lift poor households beyond the poverty line.

Abstract Format

html

Language

English

Format

Print

Accession Number

TU18658

Shelf Location

Archives, The Learning Commons, 12F Henry Sy Sr. Hall

Physical Description

xiii, , 153 leaves : illustrations (some colored) ; 28 cm.

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