Microinsurance as it moderates the impact of coping strategies on poverty levels
Date of Publication
Bachelor of Science in Applied Corporate Management
Ramon V. Del Rosario College of Business
Awarded as best thesis, 2014
Benito L. Teehankee
Defense Panel Chair
Defense Panel Member
Pia Redempta T. Manalastas
With an environment continuously suffering, the occurrence of natural calamities has been increasing in number and magnitude in the recent years. Being plagued with the recent Typhoon Yolanda, this study proved to be relevant, timely, and nationally significant. The study tapped on the effectivity of microinsurance payouts on poor households in relation to the various coping strategies they have adopted. It sought to discover whether the presence of such microfinance service would help reduce poverty in the country given a households particular poverty level.
The researchers tested the significance of these variables by administering survey questionnaires and conducting structured interviews to 29 insured households and 29 uninsured households. Findings showed that microinsurance helped mitigate the coping strategies used by households, thereby causing them to adopt a higher number of positive coping strategies as opposed to uninsured respondents. The improvement, however, was found to be limited to those households under the moderate poor and vulnerable non-poor categories, giving the connotation that the presence of microinsurance alone cannot lift poor households beyond the poverty line.
Archives, The Learning Commons, 12F Henry Sy Sr. Hall
xiii, , 153 leaves : illustrations (some colored) ; 28 cm.
Calingacion, L. B., Ilustrisimo, A. M., Macatangay, M. B., & Martinez, M. C. (2014). Microinsurance as it moderates the impact of coping strategies on poverty levels. Retrieved from https://animorepository.dlsu.edu.ph/etd_honors/373