A test of preparedness: The effect of demographics, financial literacy, saving behavior, and financial management on retirement confidence of female public school teachers in the city of Manila

Date of Publication

2015

Document Type

Bachelor's Thesis

Degree Name

Bachelor of Science in Management of Financial Institutions

College

Ramon V. Del Rosario College of Business

Department/Unit

Financial Management

Thesis Adviser

Patricia P. Benito

Defense Panel Chair

Edralin C. Lim

Defense Panel Member

Neriza M. Delfino
Preeti Kumari

Abstract/Summary

The main focus of the study is to determine the effect of demographics, financial literacy, saving behavior, and financial management on retirement confidence. This causal research included 721 out of 1235 female public school teachers from district V of the city of Manila, 30 of which were used for testing the validity of the survey questionnaire using Cronbach's alpha. Results were analyzed using multiple regression analysis and were tested for violation of assumptions using heteroscedasticity, multicollinearity, and autocorrelation. The study concluded with demographics and financial literacy having no significant effect while financial management and savings behavior having a significant effect on retirement confidence.

Abstract Format

html

Language

English

Format

Print

Accession Number

TU21602

Shelf Location

Archives, The Learning Commons, 12F, Henry Sy Sr. Hall

Physical Description

viii, 114 leaves : illustrations ; 28 cm.

Keywords

Retirement--Philippines; Retired teachers--Philippines

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