The effects of internal factors on the profitability of non-life insurance companies in the Philippines

Date of Publication

2017

Document Type

Bachelor's Thesis

Degree Name

Bachelor of Science in Commerce Major in Management of Financial Institutions

Subject Categories

Finance and Financial Management

College

Ramon V. Del Rosario College of Business

Department/Unit

Financial Management

Thesis Adviser

Edralin C. Lim

Defense Panel Chair

Marycris Albao

Defense Panel Member

Nino Datu

Abstract/Summary

This study investigates the relationship between firm specific factors and profitability of non life insurance companies in the Philippines from 2006-2015. The top 15 non-life insurance companies, based on premiums earned, were assessed using panel regression-- fied effects model, random effects model, and ordinary least squares. Multicollinearity and correlation tests were applied to the variables. Profitability is measured by 2 variables: return on assets and operating ratio. The results exemplify that age, financial leverage and firm size are significant to ROA. On the other hand, input cost, reinsurance, and underwriting risk have a significant relationship with OR. These findings indicate the effects of internal factors to the profitability of a non-life insurance firm in the Philippines. These findings are beneficial and should be of interest to future researchers, investors in the insurance companies, current and potential customers of non-life insurance firms, top management, and the Insurance Commission.

Abstract Format

html

Language

English

Format

Print

Accession Number

TU21847

Shelf Location

Archives, The Learning Commons, 12F, Henry Sy Sr. Hall

Physical Description

96, [4] leaves

Keywords

Insurance companies--Philippines

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