Deposit insurance and banking stability

Date of Publication

2006

Document Type

Bachelor's Thesis

Degree Name

Bachelor of Science in Commerce Major in Management of Financial Institutions

Subject Categories

Finance and Financial Management

College

Ramon V. Del Rosario College of Business

Department/Unit

Financial Management

Thesis Adviser

Rolando D. Esguerra

Defense Panel Chair

Aries T. Gamboa

Defense Panel Member

Tessielyn A. Ferreria
Milkos Patrick B. Zalameda

Abstract/Summary

Depository institutions play a crucial role in an economy. In this paper, the researchers want to determine if there is a relationship between deposit insurance and banking crisis. In answering this question, a linear multiple regression model is used. In analyzing the impact of deposit insurance to banking stability, the variable coverage to deposits per capita ratio is used. The inclusive years are from 1963-2003. All the necessary data are taken from the International Financial Statistics. From the results, deposit insurance is significant to banking crisis. The deposit insurance variable has a negative coefficient indicating that it negatively correlates to the crisis variable and it is significant at the 95% confidence level. This denotes that the presence of deposit insurance for the Philippines banking system does decrease the likelihood of having a systematic banking crisis.

Abstract Format

html

Language

English

Format

Print

Accession Number

TU21831

Shelf Location

Archives, The Learning Commons, 12F, Henry Sy Sr. Hall

Physical Description

39 leaves

Keywords

Deposit insurance; Banks and banking--Philippines

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