Deposit insurance and banking stability
Date of Publication
2006
Document Type
Bachelor's Thesis
Degree Name
Bachelor of Science in Commerce Major in Management of Financial Institutions
Subject Categories
Finance and Financial Management
College
Ramon V. Del Rosario College of Business
Department/Unit
Financial Management
Thesis Adviser
Rolando D. Esguerra
Defense Panel Chair
Aries T. Gamboa
Defense Panel Member
Tessielyn A. Ferreria
Milkos Patrick B. Zalameda
Abstract/Summary
Depository institutions play a crucial role in an economy. In this paper, the researchers want to determine if there is a relationship between deposit insurance and banking crisis. In answering this question, a linear multiple regression model is used. In analyzing the impact of deposit insurance to banking stability, the variable coverage to deposits per capita ratio is used. The inclusive years are from 1963-2003. All the necessary data are taken from the International Financial Statistics. From the results, deposit insurance is significant to banking crisis. The deposit insurance variable has a negative coefficient indicating that it negatively correlates to the crisis variable and it is significant at the 95% confidence level. This denotes that the presence of deposit insurance for the Philippines banking system does decrease the likelihood of having a systematic banking crisis.
Abstract Format
html
Language
English
Format
Accession Number
TU21831
Shelf Location
Archives, The Learning Commons, 12F, Henry Sy Sr. Hall
Physical Description
39 leaves
Keywords
Deposit insurance; Banks and banking--Philippines
Recommended Citation
Aquino, A. A., Babanto, J., Magday, A., & Santos, J. (2006). Deposit insurance and banking stability. Retrieved from https://animorepository.dlsu.edu.ph/etd_bachelors/18432