How do lending relationships affect loan approvals in thrift and rural banks engaged in microlending in the Philippines?
Date of Publication
2012
Document Type
Bachelor's Thesis
Degree Name
Bachelor of Science in Commerce Major in Management of Financial Institutions
Subject Categories
Finance and Financial Management
College
Ramon V. Del Rosario College of Business
Department/Unit
Financial Management
Thesis Adviser
Rodolfo Garganera
Defense Panel Member
Steven S. Lim
Joseph Vincent David
Abstract/Summary
The purpose of this study is to determine the effects of borrower, loan, and business characteristics to the loan approval in the microfinance institutions (MFIs). Also, to know which of these characteristics would yield a higher probability of approval. The study used binary data obtained from conducting a simulation to loan officers and bank managers. The researchers used probit model to measure the probability of a loan getting approved. The results of the study showed that the borrower characteristic is the only variable that has an effect on approval of loans, specifically those individuals who have salaries and wages and a college graduate.
Abstract Format
html
Language
English
Format
Accession Number
TU21246
Shelf Location
Archives, The Learning Commons, 12F, Henry Sy Sr. Hall
Physical Description
51, [20] leaves : ilustrations
Keywords
Microfinance--Philippines; Financial institutions--Philippines; Loans--Philippines
Recommended Citation
Isla, E., Mirano, A., Que, A., & Torio, J. (2012). How do lending relationships affect loan approvals in thrift and rural banks engaged in microlending in the Philippines?. Retrieved from https://animorepository.dlsu.edu.ph/etd_bachelors/18334
