A study on the determinants of investment practices of selected commercial banks from the year 1995 to 1999

Date of Publication

2000

Document Type

Bachelor's Thesis

Degree Name

Bachelor of Science in Commerce Major in Management of Financial Institutions

College

Ramon V. Del Rosario College of Business

Department/Unit

Financial Management

Abstract/Summary

A study on the prevailing investment practices of selected commercial banks for the period of five years was chosen by our group to be the subject matter of this study. Since these banks' total assets represent 70.4% of the total assets of all the commercial banks listed by the Bangko Sentral ng Pilipinas, the proponents believe that the results would be convincing or believable.

To determine the determinants of the investments practices of the selected banks, the theory of portfolio choice was applied. In addition, a multiple-choice questionnaire was distributed to these banks to be able to gather responses from the practitioners. Also, financial statements of these banks were referred to and were used as basis of the computations made. The factors reflecting the economic and financial condition of the country were also taken into consideration.

From the above procedures, it was developed by the proponents that all these banks follow the same pattern in determining their investments. And this pattern points to only one - liquidity as their top priority. The study also proves that the economic indicators do not affect the way banks realize profit from their investments. It was also noted from the study the banks' preference in loan extension as their main source of generating income.

Abstract Format

html

Language

English

Format

Print

Accession Number

TU10210

Shelf Location

Archives, The Learning Commons, 12F, Henry Sy Sr. Hall

Physical Description

55 numb. leaves

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