Concentration, efficiency, and performance in the Philippine commercial banking industry: An empirical analysis using stochastic frontier approach
Date of Publication
2005
Document Type
Bachelor's Thesis
Degree Name
Bachelor of Science in Applied Economics
Subject Categories
Economics
College
Ramon V. Del Rosario College of Business
Department/Unit
Economics
Defense Panel Chair
Gerardo Largoza
Defense Panel Member
Cesar Rufino
Angelo Taningco
Abstract/Summary
BSP Circular 237 encourages mergers and consolidations among banks to improve efficiency and profitability. This paper investigates whether there really is a positive relationship between the bank's structure and its profitability. After establishing the existence of such relationship, this paper seeks to explain what explain the positive relationship between structure and profitability in the Philippine Commercial Banking industry. There are two competing theories with different policy implications which explain profitability: the market power theories and the efficiency theories. After finding the explanation, this paper attempts to see whether more concentrated Philippine Commercial Banks engage in anti-consumer practices by using their market power against depositors and borrowers.
Abstract Format
html
Language
English
Format
Accession Number
TU14290
Shelf Location
Archives, The Learning Commons, 12F, Henry Sy Sr. Hall
Physical Description
98 leaves : ill., ; 28 cm.
Keywords
Banks and banking--Philippines
Recommended Citation
Gloriani, M. G., Ogali, A. V., Parallon, J. B., & Te, J. P. (2005). Concentration, efficiency, and performance in the Philippine commercial banking industry: An empirical analysis using stochastic frontier approach. Retrieved from https://animorepository.dlsu.edu.ph/etd_bachelors/14350
