Firm characteristics and accessibility to credit of firms in the Philippines
Date of Publication
2011
Document Type
Bachelor's Thesis
Degree Name
Bachelor of Science in Business Management
Subject Categories
Business Administration, Management, and Operations
College
Ramon V. Del Rosario College of Business
Department/Unit
Business Management
Abstract/Summary
Studies show that accessibility to credit of firms is important for business growth and expansion. However, there is scant evidence of credit constraints on different kinds of firms in the Philippines. Using a cross-sectional firm data employed in the Philippines, we present an ordinal logistical regression analysis where we examine the relationship of firm characteristics to the likelihood of increased access to credit of firm in the said country. Firm characteristics include firm size, firm age, industry, region, ownership, and gross profit margin. The analytical results indicate that firm size, region and foreign ownership are the significant firm characteristics that lending institutions consider in granting loans to firm in the Philippines. Results also show that SME's in the Philippines face lesser access to credit. Results also suggest that lending institutions often disregard firm's age and profitability in making loan decisions.
Abstract Format
html
Language
English
Format
Electronic
Accession Number
CDTU019153
Shelf Location
Archives, The Learning Commons, 12F, Henry Sy Sr. Hall
Recommended Citation
Camacho, E., Carpio, J., Pena, M., & Oblego, J. (2011). Firm characteristics and accessibility to credit of firms in the Philippines. Retrieved from https://animorepository.dlsu.edu.ph/etd_bachelors/11396
