Firm characteristics and accessibility to credit of firms in the Philippines

Date of Publication

2011

Document Type

Bachelor's Thesis

Degree Name

Bachelor of Science in Business Management

Subject Categories

Business Administration, Management, and Operations

College

Ramon V. Del Rosario College of Business

Department/Unit

Business Management

Abstract/Summary

Studies show that accessibility to credit of firms is important for business growth and expansion. However, there is scant evidence of credit constraints on different kinds of firms in the Philippines. Using a cross-sectional firm data employed in the Philippines, we present an ordinal logistical regression analysis where we examine the relationship of firm characteristics to the likelihood of increased access to credit of firm in the said country. Firm characteristics include firm size, firm age, industry, region, ownership, and gross profit margin. The analytical results indicate that firm size, region and foreign ownership are the significant firm characteristics that lending institutions consider in granting loans to firm in the Philippines. Results also show that SME's in the Philippines face lesser access to credit. Results also suggest that lending institutions often disregard firm's age and profitability in making loan decisions.

Abstract Format

html

Language

English

Format

Electronic

Accession Number

CDTU019153

Shelf Location

Archives, The Learning Commons, 12F, Henry Sy Sr. Hall

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