Bank competition, ownership, governance & risk
Bank competition, ownership, governance and risk
Ramon V. Del Rosario College of Business
This paper provides a review of the recent literature in banking around several primary themes of competition, ownership, governance and risk. We present this review against the backdrop of the 2008 financial crisis and the revolution it caused to banking sectors in across the globe. Several themes emerge from this review, but the overarching issue relates to the need to better understand bank risk taking incentives and the implications for banking stability. There is a need for more work on the role of safety net subsidies and how these are linked to systemic risk. There is also a need to better understand the relationship between competition and risk, and understand the interconnections between capital, profitability, and risk.
Jayasuriya, D. (2015). Bank competition, ownership, governance & risk. Retrieved from https://animorepository.dlsu.edu.ph/faculty_research/3175