Title

A study on the impact of bancassurance to the profitability and efficiency of selected domestic universal banks in the Philippines

Date of Publication

2017

Document Type

Bachelor's Thesis

Degree Name

Bachelor of Science in Management of Financial Institutions

Subject Categories

Finance and Financial Management

College

Ramon V. Del Rosario College of Business

Department/Unit

Financial Management Department

Thesis Adviser

Rene Betita

Defense Panel Member

Edralin Lim

Tyrone Panzer Chan Pao

Patrick Caoile

Patiu, Liberty, Dr., Thesis coordinator

Abstract/Summary

This study investigates whether or not bancassurance operations has positive effects on the profitability and efficiency of universal banks in the Philippines. Data used in this study were actual data gathered from both primary and secondary sources of the years 2007-2015. Regression analysis will be the method used in determining the significance of the variables. The results of the study reveal that bancassurance has overall positive significant effect on profitability while for efficiency, the overall impact is insignificant. Given the findings, apart from the increasing profits of banks, insignificant efficiency suggests that there will be no additional costs in resources in adopting bancassurance operations. Lastly, the diversification strategy in bancassurance shows an impact on the performance of the banks. Bancassurance is therefore beneficial to banks, which will lead to an increase in the value of the banks.

Abstract Format

html

Language

English

Format

Print

Accession Number

TU19960

Shelf Location

Archives, The Learning Commons, 12F, Henry Sy Sr. Hall

Physical Description

ii, 201 leaves ; 29 cm. + 1 computer disc ; 4 3/4 in.

Keywords

Banks and banking--Insurance business-- Philippines; Bank profits--Philippines; Universal banks--Philippines

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